Betting Apps in India with Paytm: The Complete Guide (2025)
Online sports betting and casino gaming have seen explosive growth in India in recent years. As per EY-FICCI’s 2024 report, the Indian online gaming industry is expected to reach ₹23,100 crore ($2.8 billion) by 2025. Simultaneously, digital payments have become mainstream — Paytm alone boasts over 300 million active users, making it one of the most widely used mobile wallets in the country.
Why Paytm?
For Indian bettors, Paytm is the preferred payment method thanks to its:
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Seamless UPI integration
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Strong security standards
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Instant, RBI-regulated payments
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Support for INR transactions
This guide explores the best Indian betting apps accepting Paytm, legal considerations, transaction steps, and key pros and cons — helping users make safe, informed decisions.
Understanding the Legal Landscape of Online Betting in India
️♂️ The Grey Area
India does not have a unified national law governing online betting. The Public Gambling Act of 1867 is outdated and doesn’t apply to online platforms, resulting in a legal grey area.
️ State-Specific Regulations
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Permissive States: Sikkim, Goa, and Nagaland license and regulate certain forms of online gambling.
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Prohibited States: Telangana, Andhra Pradesh, and Tamil Nadu have explicitly banned online betting.
⚠️ Disclaimer: Always check the laws in your state before participating.
Games of Skill vs. Games of Chance
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Games of Skill (e.g., Fantasy Cricket, Rummy): Generally allowed across more states.
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Games of Chance (e.g., slots, roulette): Heavily restricted.
GST and Federal Regulation
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As of April 2023, the Indian government imposed 28% GST on deposits, not winnings. Clarified in the 2023 GST Council Meeting, this applies to the total amount deposited (not per transaction).
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The IT Rules 2023 also mandate self-regulatory bodies for online gaming platforms and enhanced KYC.
Top Betting Apps in India That Accept Paytm
Selection Criteria:
These apps were chosen based on Paytm support, security, variety of betting options, customer service, and user reputation.
| App Name | Key Features | Paytm Support | Bonuses/Promos | Support | Platform | License |
|---|---|---|---|---|---|---|
| 10Cric | Cricket-focused, live betting, Indian casino games | Wallet & UPI | Welcome bonus up to ₹1,00,000 | 24/7 Chat | Android/iOS | Curacao eGaming |
| Parimatch | eSports, live streaming, wide sportsbook | UPI (Paytm-linked) | ₹8,000 welcome offer | Live Chat | Android/iOS | Curacao eGaming |
| Rajabets | Hindi support, simplified UI, local games | Wallet & UPI | 150% first deposit bonus | 24/7 Support | Android/Web | Curacao eGaming |
| Dafabet | Asian handicap betting, international coverage | UPI via Paytm | Weekly cashback & reload bonuses | Email/Chat | Android/iOS | Cagayan Economic Zone |
| Megapari | 1,000+ daily events, live casino, sportsbook | Wallet & UPI | Cashback offers | 24/7 Chat | Android/iOS | Curacao eGaming |
| Melbet | Slot tournaments, Indian games, eSports | UPI (Paytm-linked) | ₹8,000 deposit bonus | Chat Support | Android/iOS | Curacao eGaming |
❗ Note: Some apps do not support Paytm Wallet directly, but accept UPI payments made via your Paytm-linked bank account or the Paytm UPI ID.
How to Deposit Money on Betting Apps Using Paytm
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Log into your betting app
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Go to Deposit/Cashier
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Select Paytm or UPI
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Enter deposit amount (typically ₹500+)
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Choose payment method:
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Paytm Wallet
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Paytm UPI ID
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Linked bank account
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Confirm the transaction
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Funds will reflect instantly in your betting account
✅ Pro Tip: Keep your Paytm app logged in on your phone for quicker verification.
How to Withdraw Winnings from Betting Apps Using Paytm
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Go to the app’s Withdrawal section
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Select Paytm or UPI
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Enter withdrawal amount (usually ₹1,000 minimum)
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Provide your Paytm-linked mobile number
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Complete KYC if not done already:
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PAN card
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Aadhaar or address proof
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Wait for confirmation — most withdrawals take 15 mins to 24 hours
Why KYC Is Needed:
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To prevent fraud
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Comply with anti-money laundering (AML) laws
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Required by licensed platforms
✅ Advantages of Using Paytm for Betting App Transactions
| ✔️ Advantage | Details |
|---|---|
| Convenience | Fast mobile payments without bank logins |
| Security | OTP verification, RBI regulation, biometric access |
| Instant Transfers | Most deposits are processed in real-time |
| Local Currency (INR) | No need for currency conversion or international fees |
| Widespread Acceptance | Supported by many top Indian betting apps |
| Low/No Fees | Many apps offer fee-free Paytm transactions |
⚠️ Potential Challenges and Considerations
| ❌ Issue | Insight |
|---|---|
| Bank Restrictions | Some Indian banks may block or flag UPI transfers to betting platforms |
| Transaction Limits | Daily caps may apply (₹5,000–₹1,00,000 depending on app/account) |
| Network Issues | Paytm requires stable internet for verification |
| KYC Hurdles | Incomplete KYC may delay withdrawals |
| Responsible Gambling | Use limits and self-exclusion tools if needed |
| State Legality | Always confirm if betting is allowed in your state |
Future of Online Betting and Paytm in India
The landscape is evolving quickly. With potential regulatory frameworks in development, we may soon see:
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More licensed operators
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Greater KYC standardization
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Even broader UPI and Paytm adoption
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Emphasis on safer gambling practices
As mobile-first platforms dominate and payment gateways mature, Paytm will continue to play a central role in India’s online betting ecosystem.
Conclusion
Using Paytm with Indian betting apps offers a winning combination of speed, trust, and simplicity. Whether you’re a cricket fanatic or casino enthusiast, choosing regulated apps with Paytm support ensures a smoother and safer betting experience.
Final Word: Always verify your local laws, use strong passwords, complete KYC, and play responsibly.
❓FAQs
1. Which betting apps accept Paytm in India?
A: Some of the most popular betting apps that accept Paytm include 10Cric, Parimatch, Rajabets, Dafabet, Melbet, and Megapari. These apps support Paytm either directly via wallet or through UPI linked to your Paytm account.
2. How do I use Paytm UPI for online betting?
A: Simply choose UPI as your payment method on the betting app, then enter your Paytm UPI ID (usually your mobile number followed by @paytm) to complete the transaction.
3. Is it safe to use Paytm on betting sites?
A: Yes, as long as you use licensed and reputable betting platforms, Paytm provides RBI-compliant, encrypted transactions that are safe and secure.
⚖️ 4. Is online betting legal in India if I use Paytm?
A: Legality depends on your state. Some states like Sikkim and Goa allow betting, while others like Telangana and Tamil Nadu ban it — regardless of the payment method used.
5. Can I deposit INR directly using Paytm Wallet?
A: Yes, many apps allow INR deposits via Paytm Wallet or Paytm UPI without requiring currency conversion or international accounts.
6. Are there any transaction charges when using Paytm on betting apps?
A: Most apps do not charge fees for Paytm deposits. However, some may apply withdrawal processing fees or minimum limits. Always check the app’s T&Cs.
7. How long do Paytm withdrawals take from betting apps?
A: Withdrawal times range from 15 minutes to 24 hours, depending on the app, your KYC status, and transaction load.
8. Why do I need KYC for Paytm withdrawals?
A: KYC (Know Your Customer) is required to:
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Prevent fraud
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Comply with AML regulations
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Process withdrawals legally and securely
9. Why is Paytm not showing as a deposit option on my betting app?
A: Some apps support Paytm UPI but not Paytm Wallet. In restricted states, payment options may be limited. Try using your Paytm UPI ID or contact the app’s support.
10. Are there cricket-specific betting apps that support Paytm?
A: Yes! Apps like 10Cric, Rajabets, and Parimatch focus heavily on cricket markets and support Paytm-based deposits and withdrawals.
11. Can I use Paytm on both Android and iOS betting apps?
A: Yes, most Paytm-supported betting apps are compatible with both Android and iOS devices, though some apps may require sideloading the APK on Android.
12. Can banks block Paytm transactions to betting apps?
A: Yes. Some Indian banks may flag or block UPI transactions linked to known gambling platforms, even if routed through Paytm. It’s best to use trusted apps and monitor your bank’s policy.
❓13.What is the minimum Paytm deposit on Indian betting apps?
A: Minimum deposits usually range from ₹300 to ₹1,000, depending on the platform. Always check the app’s deposit policy before proceeding.